Banks

Vocabulary List Number 394 v.0.1 (in building) with 5 entries made up of 3 chapters with 2 definitions, 1 synonym and 3 examples. Last update was made on Jan. 15, 2026.

    1. Main Definition

1. bank |n| an organization where people and businesses can invest or borrow money, change it to foreign money, etc., or a building where these services are offered. (From Cambridge Dictionary, Jan 15, 2026)
2. "I need to go to the bank at lunchtime." (From Cambridge Dictionary, Jan 15, 2026)
3. "The big banks have been accused of exploiting small firms." (From Cambridge Dictionary, Jan 15, 2026)
4. I had to take out a bank loan to start my own business. (From Cambridge Dictionary, Jan 15, 2026)

    2. Some  Elements from Banks Activities

1. bank account |n| an account with a bank created by the deposit of money or its equivalent and subject to withdrawal of money. (From Merriam Webster Dictionary, Jan 15, 2025.)
2. "Thought it wise to put his savings in a bank account." (From Merriam Webster Dictionary, Jan 15, 2025.)
3. ATM / Automatic Teller Machine |n| is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers. (From  Wikipedia, Jan 15, 2025.)
4. loan 1 |n| an instance of lending. (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
5. "A bank that makes loans to small businesses." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
6. loan 2 |n| a sum of money that is lent, usually with an interest fee. (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
7. "Took out a loan to buy a car; repaid the loan over five years." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
8. loan 3 |n| the agreement or contract specifying the terms and conditions of the repayment of such a sum." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
9. loan 4 |n| the repayment obligation associated with such an agreement." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
10. "She couldn't afford the loan after losing her job." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
11. loan 5 |n| the right to payment associated with such an agreement. (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
12. "A bank that buys consumer loans." (From The American Heritage® Dictionary of the English Language, 5th Edition. Jan 15, 2025.)
13. mortgage |n| a loan in which the lender gives the borrower a sum of money to purchase property or real estate. The lender then holds the title of the borrower's property until the loan is paid off. (From US Bank, Jan 15, 2026.)
14. overdraft |n| an overdraft occurs when you don’t have enough money in your account to cover a transaction, but the bank pays the transaction anyway. (From Consumer Financial Protection Bureau)
15. "That means a single overdraft or paycheck delay can trigger penalties that turn a low-cost purchase into an expensive one." (From CBS News, Angelica Leicht, CB, 15 Jan. 2026.)
16. "American banks and credit unions made at least $30 billion in annual profits from overdrafts as of 2020." (From The Atlantic, Aaron Klein, 15 Jan. 2026.)
17. "Kaweah Luis one of California’s most stressed groundwater basins, sitting in the southern San Joaquin Valley where decades of heavy pumping have caused chronic overdraft." (From Sacbee.com, Chaewon Chung, 15 Dec. 2026.)
18. "Repeat debit attempts by online payday lenders have been shown to trigger overdraft fees and even account closures for many borrowers." (From Newsweek Editors, MSNBC Newsweek, 15 Jan. 2026)

     3. People

1. bank clerk |n| a person employed in a bank to deal with customers' transactions and undertake administrative duties. (From Oxford Languajes. Jan 15, 2026)
2. "The police were tipped off by a suspicious bank clerk." (From Oxford Languajes. Jan 15, 2026)
3. mortgage loan officer |n| a mortgage loan officer is an individual who will help you explore your options when it comes to choosing a . A loan officer will help you evaluate your financial situation and determine what type of mortgage is best for your needs. This professional can help you determine the appropriate price range for your budget, and find a mortgage program that helps you get the home you want without creating undue financial strain. Your home mortgage officer will serve as your primary point of contact for financial matters throughout the application and home buying process. (From US Bank, Jan 15, 2026.)

          Maybe You Can be Interested on 

1. Economy
2. Money
3. Amounts of Money
4. Stock Market
5. Wealth

Economy Topics Group

Thematic Vocabulary Units related to Economy

1. Banks
2. Economy
3. Money
4. Amounts of Money
5. Stock Market
6. Wealth

Wealth

Vocabulary List Number 393 v.0.1 with 34 entries made up of 2 chapters with 4 definitions, 26 synonyms and 4 examples. Last update was done on Jan. 8, 2026.

 

          Main Definition

1. 
   wealth 1  |n| sn abundance of valuable material possessions or resources; riches. (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
2. wealth 2 |n| the state of being rich; affluence. (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
3. wealth 3 |n| goods and resources having value in terms of exchange or use." (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
4. "Gave his wealth away to charity." (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
5. "A community of great wealth.' (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
6. "The agricultural wealth of the region." (From The American Heritage® Dictionary of the English Language, 5th Edition. More at Wordnik. Jan 7, 2026)
7. wealth 4 |n| used informally to mean a lot of money or financial success. (From Google IA. Dec. 29, 2025.)
8. "Living the cash money lifestyle". (From Google IA. Dec. 29, 2025.)

 

         Slang for Having Wealth (The State)

1. general wealth: well-off / flush / fat cat / moneybags. (From Google IA. Jan 5, 2026.)
2. slang for wealth |n| includes terms for money like: dough / moolah / bread / cheddar / Benjamins / green / loot / bankroll. (From Google IA. Jan 8, 2026.)
3. while phrases describe being rich: such as loaded / rolling in it / filthy rich / having money to burn / sitting on a goldmine. (From Google IA. Jan 8, 2026.)
4. loaded / rich: loaded rolling in it / dough / filthy rich / having money to burn / sitting on a goldmine / having deep pockets. (From Google IA. Jan 5, 2026.)
5. making money: raking it in / making a killing / bringing home the bacon (earning money). (From Google IA. Jan 5, 2026.)

         Maybe You Can be Interested on

1. 
   Economy
   
2. Money
3. Amounts of Money
4. Stock Market

 

 

Money

Vocabulary List Number 392 v.0.7 with 60 entries made up of 2 chapters with 18 definitions, 30 synonyms and 12 examples. Last update was made on Jan. 10, 2026.

    1. Main Definitions

1. 
   money 1 |n| money is anything widely accepted as a medium of exchange, a unit of account, and a store of value, facilitating trade by allowing people to buy goods/services, measure wealth, and save purchasing power over time, taking forms from coins/bills to digital currency. It's essentially a universally agreed-upon tool to represent value and settle debts, driven by societal trust and government backing (for fiat currency), not inherent worth.  (From Merriam Webster. Jan 10, 2026)
2. money 2  |n|  a commodity accepted by general consent as a medium of economic exchange. It is the
   medium in which prices and values are expressed; as currency, it circulates anonymously from person to person and country to country, thus facilitating trade, and it is the principal measure of wealth. (From Britannica. Nov. 27, 2025)
3. "Gaviota saves money by cutting corners on maintenance and other services it is expected to provide as the hotels’ owner." (From Miami Herald, Nora Gámez Torres. Dec. 27, 2025.
4. "Trump has repeatedly promoted the idea of a tariff dividend in recent months, pitching the checks as a way to use money from his administration's import taxes to send thousands of dollars to lower and middle-income Americans." (From IndyStar, Alysa Guffey. Dec. 23, 2025)
5. "In one study, for instance, subjects played a cooperation game involving the division of a communal pot of money." (From Foreign Affairs, Caleb Pomeroy. Dec. 27, 2025.)
6. "According to the sheriff's office, a large amount of money and some merchandise were found inside the vehicle." (From CBS News, Jose Fabián. Dec. 27, 2025.)
7. money 3 / cash money 1 |general slang / U.S.| |n| dough / bread / cheddar / green / bucks / loot / moolah / bankroll / cash / scratch / paper / clams / bacon / Benjamins (hundreds). (From Google IA. Jan. 2, 2026.)
8. money 4 / cash money 2 |slang U.K.| |n|  dosh / brass / quid / lolly / wonga. (From Google IA. Jan. 2, 2026.)
9. money 5 |n| specific denominations: C-note (hundred), Benjamins (hundreds), big ones (large bills). (From Google IA. Jan. 7, 2026.)
10. money 6 |n|modern / Hip-Hop: Gwop, gwolla, cream (from C.R.E.A.M.). (From Google IA. Jan. 7, 2026.)
11. money 7 |inf| |n| informal terms for money: dosh, dough, wedge. (From BBC World Service. Jan 9, 2026.)
12. currency 1 |n| a system of money in general use in a particular country. (From Oxford Diccionary. Jan 8, 2026.)
13. "The dollar was a strong currency". (From Oxford Diccionary. Jan 8, 2026.)
14. currency 2 |UK| |n| a metal or paper medium of exchange that is in current use in a particular country. (From Collins Diccionary. Jan. 8, 2026.)
15. currency 3 |US| |n| the money in circulation in any country; often, specif., paper money. (From Collins Diccionary. Jan. 8, 2026.)
16. digital money / cryptocurrency 1 |n| a digital currency in which transactions are verified and records maintained by a decentralized system using cryptography, rather than by a centralipzed authority. (From Oxford Diccionary. Dec. 31, 2025)
17. digital money / cryptocurrencies 2 |n| virtual currencies (like Bitcoin) using cryptography, representing a modern evolution. (From Merriam Webster. Jan 10, 2026)
18. "Decentralized cryptocurrencies such as bitcoin now provide an outlet for personal wealth that is beyond restriction and confiscation." (From Oxford Diccionary. Dec. 31, 2025)

    2. Key Functions of Money

1. medium of exchange: used to buy things, replacing bartering. (From Merriam Webster. Jan 10, 2026)
2. unit of account: provides a common measure for prices and values: e.g., $10. (From Merriam Webster. Jan 10, 2026)
3. store of value: holds its purchasing power over time, though inflation can affect it. (From Merriam Webster. Jan 10, 2026)
4. standard of deferred payment: used for debts and loans: e.g., mortgages. (From Merriam Webster. Jan 10, 2026)

      3. Types of Currency

1. bill 1 |n| |US| a piece of paper money. (From Cambridge Diccionary. Jan 8, 2026.)
2. bill 2 |n| a printed or written statement of the money owed for goods or services. (From Oxford Languajes. Jan 8, 2026)
3. "The bill for their meal came to £17." (From Oxford Languajes. Jan 8, 2026)
4. cheque / check |n| a written, signed order instructing a bank to pay a specific sum of money from the account of the person writing it (the drawer) to another person or entity (the payee). It acts as a secure, paper-based alternative to cash, directing the bank (drawee) to transfer funds from the drawer's savings or current account to the payee's account when presented.
5. coin 1 |n| a flat disc or piece of metal with an official stamp, used as money. (From Oxford Diccionary. Dec. 31, 2025)
6. "She opened her purse and took out a coin."(From Oxford Diccionary. Dec. 31, 2025)
7. "This petite card holder is just over six inches long and has four card slots, an exterior slip pocket, and a zippered closure to hold coins or cash.' (From Better Homes & Gardens, Brittany Vanderbill. Dec. 31, 2025.)
8. "In fact, after Christmas is the best time to drop some coin because stores like Nordstrom have absolutely epic post-holiday sales." (From PEOPLE, Alyssa Grabinski. Dec. 31, 2025.)
9. coin 2 |n| a unit of a cryptocurrency. (From Oxford Diccionary. Dec. 31, 2025)
10. "These products allow investors to gain exposure to Bitcoin without owning the actual coins." (From Merriam Webster, Lisa Loud. Dec. 31, 2025).
11. coin 3 |inf| |n| informal terms for coin: Loose change. (From BBC World Service. Jan 9, 2026.).
12. commodity money |n| items with intrinsic value: e.g., gold, salt. (From Merriam Webster. Jan 10, 2026)
13. credit card / charge card / plastic |n| a small plastic card that can be used as a method of payment, the money being taken from you at a later time. (From Cambridge Dictionary. Jan 10, 2026)
14. "What is the expiry date on your credit card?" (From Cambridge Dictionary. Jan 10, 2026)
15. "The interest rate on my credit card is currently 25.5% APR." (From Cambridge Dictionary. Jan 10, 2026)
16. "Would you prefer to pay by cash, cheque or credit card? (From Cambridge Dictionary. Jan 10, 2026)
17. "Do they take credit cards at this shop?"(From Cambridge Dictionary. Jan 10, 2026)
18. "This credit card allows you to withdraw up to £200 a day from cash dispensers." (From Cambridge Dictionary. Jan 10, 2026)
19. debit card |n| a small plastic card that you can use to get cash from cash machines, or to pay for goods and services. When you use the card, the money is taken directly from your bank account. (From Cambridge Dictionary. Jan 10, 2026)
20. "Make online payments using your MasterCard or Visa debit card." (From Cambridge Dictionary. Jan 10, 2026)
21. "Debit card payments will incur a small handling fee." (From Cambridge Dictionary. Jan 10, 2026)
22. "Can I pay by debit card?" (From Cambridge Dictionary. Jan 10, 2026)
23. "All debit card transactions will be in pounds sterling. (From Cambridge Dictionary. Jan 10, 2026)
24. fiat money |n| government-issued currency (coins, bills, digital) whose value comes from trust and law, not a physical commodity. (From Merriam Webster. Jan 10, 2026)
25. specific denominations: C-note (hundred), Benjamins (hundreds), big ones (large bills). (From C.R.E.A.M. Jan 2, 2026)
26. note |n| |UK| a piece of paper money. (From Cambridge Diccionary. Jan 8, 2026.)
27. "A €20 note." (From Cambridge Diccionary. Jan 8, 2026.)
28. "He took a wad of notes from his pocket." (From Cambridge Diccionary. Jan 8, 2026.)
29. paper money / banknotes) 1 |n| official currency in the form of printed paper or polymer notes, issued by a government or central bank, that serves as a medium of exchange, acting as a substitute for metal coins or commodity money and representing a promise to pay the bearer on demand, with its value based on public trust and government declaration (fiat money) rather than intrinsic material. (From Wikipedia. Jan. 10, 2026)
30. "The US has recently redesigned all of its paper money to fight against counterfeiting." (From Cambridge Diccionary. Jan. 10, 2026)
31. "But the public would dispose of paper money whenever further emissions threatened the value of the peso. (From the Cambridge English Corpus. Jan. 10, 2026)
32. "Signs, posters, newspapers, handbills, banners and paper money all contributed, he argues, to a kind of impersonal authority well suited to a city of strangers." (From the Cambridge English Corpus. Jan. 10, 2026)
33. "Corrientes unsuccessfully issued paper money in 1826, 1827 and 1841." (From the Cambridge English Corpus. Jan. 10, 2026)
34. Near-permanent warfare enlarged fiscal deficits and the currency expansion used to finance them induced paper money depreciation. (From the Cambridge English Corpus. Jan. 10, 2026)
35. "From 1826 taxes were paid in paper money, and their collection was extremely inefficient given the contemporary administrative disorder and political strife." (From the Cambridge English Corpus. Jan. 10, 2026)
36. 'Inconvertible paper money became an actual fiduciary currency, and the means of payment for domestic transactions in the province." (From the Cambridge English Corpus. Jan. 10, 2026)
37. plastic |slang| |n| credit/debit cards. (From BBC World Service. Jan 9, 2026.)

    4. Cash Money

1. 
   cash money / cash 1 |n| refers to physical currency (coins and banknotes) used for immediate
   transactions, distinct from checks or cards, representing readily available funds, often used in slang for significant wealth, and popularized by the hip-hop label Cash Money Records. (From Google IA. Dec. 29, 2025.)
2. cash money 2 |n||financial| in accounting, it's a current asset, but in economics, it specifically means physical currency. (From Google IA. Dec. 29, 2025.)
3. cash money 3 |n| |physical currency| coins and paper bills used for buying goods or paying debts. (From Google IA. Dec. 29, 2025.)
4. cash money 4 |n| |readily available funds| money that can be used instantly, contrasting with delayed payments like credit or checks, as highlighted by signs like "Cash only!". (From Google IA. Dec. 29, 2025.)
5. cash money 5 |accounting||n| in accounting, "cash" also includes easily convertible assets like money market funds, but generally, it means tangible bills and coins for everyday spending or reserves. (From Google IA. Dec. 30, 2025.)
6. cash money 6 |n| common terms focus on the cash itself: bucks / bills / paper / scratchgwop, (From Google IA. Jan. 2, 2026.)
7. state of having cash money 7: big bucks / bank / deep pockets. (From Google IA. Jan. 2, 2026.)
8. "He paid for the car in cash money." (From Google IA. Dec. 29, 2025.)
9. "The diner only accepts cash money." (From Google IA. Dec. 29, 2025.)
10. physical currency |n| coins and paper bills used for buying goods or paying debts. (From Google IA. Dec. 31, 2025.)
11. readily available funds |n| money that can be used instantly, contrasting with delayed payments like credit or checks, as highlighted by signs like "Cash only!". (From Google IA. Dec. 31, 2025.)

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1. 
   Amounts of Money
   
2. Economy
3. Stock Market
4. Wealth

Stock Market

Vocabulary List Number 391 v.0.1 with 8 entries made up of 2 chapters with 7 definitions, 0 synonyms and 1 examples. Last update was made on Dec 26, 2025.

        Main Definition

1. 
   stock market |n| a global network of marketplaces (like the NYSE or Nasdaq) where investors buy
   and sell shares, or ownership stakes, in publicly traded companies, connecting businesses needing capital with investors seeking wealth growth through price appreciation or dividends. It acts as a barometer for economic health, driven by supply, demand, company performance, and investor sentiment, with rules and regulations ensuring fair, transparent trading. (From Wikipedia. Nov 27, 2025)
2. "He plans to invest in the stock market". (From Wikipedia. Nov 27, 2025)

         Key Components & Functions

1. 
   buyers & sellers: individual investors, institutional investors (pension funds, mutual funds), and
   traders meet to exchange stocks. (From Google IA. Nov 27, 2025)
2. companies: raise money (capital) by selling ownership (shares) to the public through an Initial Public Offering (IPO). (From Google IA. Nov 27, 2025)
3. exchanges: organized platforms (NYSE, Nasdaq) facilitating trades. (From Google IA. Nov 27, 2025)
4. over-the-counter (OTC): direct trading between parties, outside major exchanges. (From Google IA. Nov 27, 2025)
5. liquidity: provides a way to easily buy and sell shares. (From Google IA. Nov 27, 2025)
6. price discovery: supply and demand set stock prices, reflecting company value and future prospects. (From Google IA. Nov 27, 2025)

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1. 
   Economy 
2. Money
3. Amounts of Money
   
4. Wealth